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	<title>Tullopy | Chris N | Favorites</title>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20789</link>
				<pubDate>Sun, 05 Apr 2026 03:56:13 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/ai-wrapper-startups-harder-than-you-think/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/727e10ae-74dc-47e1-7363-5828c43adc00/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/ai-wrapper-startups-harder-than-you-think/"><span class="bb-post-title">The &quot;AI Wrapper&quot; Critique Is Lazy. Building the Wrapper Is the Hard Part.</span></a> <p>Everyone loves to dismiss consumer AI companies as mere wrappers around foundation models. But wrapping an API and building a business are two completely different things and people keep confusing them.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20782</link>
				<pubDate>Wed, 18 Mar 2026 19:18:59 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/cold-email-vs-warm-intro-reply-rates/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/a36063e6-7983-4fd9-eaac-8f66e18e5400/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/cold-email-vs-warm-intro-reply-rates/"><span class="bb-post-title">Stop Sending Cold Emails. Here&#039;s What Actually Works.</span></a> <p>Cold emails get 3% replies. Warm intros get 70%. Here&#8217;s why founders should stop cold emailing first.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20774</link>
				<pubDate>Fri, 20 Feb 2026 16:14:38 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/under-promise-over-deliver-clients/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/a7e6e024-e500-46cb-3112-f7ea4e93a700/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/under-promise-over-deliver-clients/"><span class="bb-post-title">Under Promise and Over Deliver: The Quiet Way to Win Clients for Life</span></a> <p>Under-promise and over-deliver: set honest expectations, then quietly exceed them to win loyal clients.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20761</link>
				<pubDate>Thu, 22 Jan 2026 11:56:42 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/life-is-like-a-25-minute-100-question-exam/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/b18206c0-2d0b-416e-e06b-5bfaca1e4d00/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/life-is-like-a-25-minute-100-question-exam/"><span class="bb-post-title">When Life Feels Like a 25-Minute, 100-Question Exam You Didn’t Study For</span></a> <p>Life feels like a rushed 100-question exam with only 25 minutes. Skip hard questions early to build momentum.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20757</link>
				<pubDate>Thu, 22 Jan 2026 02:14:21 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/dumb-competition-key-to-business-success/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/c95fb14b-b3ce-47ea-0233-b29d221ea700/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/dumb-competition-key-to-business-success/"><span class="bb-post-title">The key to business success is dumb competition</span></a> <p>The key to outsized business success? Dumb competition. Win big by playing in markets where rivals are weak or complacent.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20719</link>
				<pubDate>Sat, 06 Dec 2025 17:26:36 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/afcfta-skills-nigeria-graduates-need/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/fa2cc4fa-b188-4b04-5550-b4fc29410100/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/afcfta-skills-nigeria-graduates-need/"><span class="bb-post-title">Why Nigerian Graduates Need Real Skills (Not Just Degrees) to Win Big with AfCFTA</span></a> <p>Nigerian graduates need real skills, not just degrees, to win big in AfCFTA’s $3.4 trillion market.</p>
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				<title>Chris posted an update: People are fundamentally people: limited, emotional, [&#133;]</title>
				<link>https://tullopy.com/news-feed/p/6373/</link>
				<pubDate>Thu, 04 Dec 2025 01:57:35 +0100</pubDate>

									<content:encoded><![CDATA[<p><span>People are fundamentally people: limited, emotional, tribal, short-sighted, capable of both staggering self-sacrifice and staggering self-deception, usually at the same time.</span></p>
<p>Most historical disasters and miracles don’t require cartoon villains or stainless saints. They require ordinary human wiring placed under pressure.</p>
<p>• The Holocaust&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-6373"><a href="https://tullopy.com/news-feed/p/6373/" rel="nofollow"> Read more</a></span></p>
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				<title>Chris posted an update: A broke founder with −$50k net worth and a billionaire are [&#133;]</title>
				<link>https://tullopy.com/news-feed/p/6368/</link>
				<pubDate>Tue, 25 Nov 2025 03:21:37 +0100</pubDate>

									<content:encoded><![CDATA[<p><span>A broke founder with −$50k net worth and a billionaire are separated by one calendar day.</span></p>
<p>One day: ramen, maxed cards, couch-surfing in SoMa.<br /> Next day: liquidity event. Personal wealth jumps 5,000× before lunch.</p>
<p>Same zip code. Same coffee shop. Same group chats. Same hoodie.</p>
<p>Only difference: one wire transfer already landed, the other hasn’t.</p>
<p>The&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-6368"><a href="https://tullopy.com/news-feed/p/6368/" rel="nofollow"> Read more</a></span></p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20700</link>
				<pubDate>Sat, 22 Nov 2025 20:49:00 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/startup-dilution-safe-seed-rounds/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/f0428674-b8c9-4539-c95b-c24d81d7d300/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/startup-dilution-safe-seed-rounds/"><span class="bb-post-title">How Much Equity You’ll Actually Give Up in Your First Priced VC Round</span></a> <p>How much equity founders actually sell in Pre-Seed and Seed rounds today.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20692</link>
				<pubDate>Sat, 22 Nov 2025 20:03:47 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/bootstrap-vs-raise-venture-capital/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/48780206-e511-47e1-1b84-34c8568c9800/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/bootstrap-vs-raise-venture-capital/"><span class="bb-post-title">Should my startup bootstrap or raise venture capital?</span></a> <p>Should your startup bootstrap or raise VC? Key framework to decide based on market, goals, and risk.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20564</link>
				<pubDate>Tue, 11 Nov 2025 17:48:55 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/navigating-loan-default-resolution-us-small-business-guide/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/5db1acce-9132-4ca6-c994-37b47eea4200/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/navigating-loan-default-resolution-us-small-business-guide/"><span class="bb-post-title">Navigating Loan Default Resolution: A Practical Step-by-Step Guide for Small Business Owners</span></a> <p>Step-by-step strategies to resolve loan defaults swiftly, saving costs and avoiding litigation for US small businesses.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20552</link>
				<pubDate>Thu, 30 Oct 2025 16:14:15 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/your-fast-track-to-getting-what-you-want/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/ac0403ac-f0a9-4624-3e16-7a3731ef8300/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/your-fast-track-to-getting-what-you-want/"><span class="bb-post-title">Your Fast Track to Getting What You Want</span></a> <p>See how lending a hand to others can speed up your dreams. Simple acts of kindness build bridges to big rewards!</p>
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				<title>Chris posted an update: The only three ingredients you truly need for success [&#133;]</title>
				<link>https://tullopy.com/news-feed/p/6355/</link>
				<pubDate>Wed, 29 Oct 2025 02:53:11 +0100</pubDate>

									<content:encoded><![CDATA[<p>The only three ingredients you truly need for success are knowledge, money, and time. To acquire any one of them, simply leverage the other two.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20519</link>
				<pubDate>Tue, 21 Oct 2025 18:28:50 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/liquidation-preferences-startups-fanduel-zero-payout/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/1cf1fe82-ae72-45f7-a8be-5f49de567b00/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/liquidation-preferences-startups-fanduel-zero-payout/"><span class="bb-post-title">Understanding Liquidation Preferences in Startup Exits</span></a> <p>Stacked liquidation prefs left FanDuel founders with $0 in a $450M sale. Raise smart, not just big.</p>
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				<title>Chris posted an update: Aggressive fundraising can create a massive “preference [&#133;]</title>
				<link>https://tullopy.com/news-feed/p/6349/</link>
				<pubDate>Tue, 21 Oct 2025 17:53:33 +0100</pubDate>

									<content:encoded><![CDATA[<p>Aggressive fundraising can create a massive “preference stack” that turns a “win” into a wipeout if the exit underperforms.</p>
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				<title>Chris posted an update: Elevating your lifestyle is one thing. Bankrolling [&#133;]</title>
				<link>https://tullopy.com/news-feed/p/6347/</link>
				<pubDate>Wed, 15 Oct 2025 17:55:07 +0100</pubDate>

									<content:encoded><![CDATA[<p>Elevating your lifestyle is one thing. Bankrolling it independently without straining others or banking on a bailout is quite another. And if you’re leaning on someone to underwrite an upgrade you imposed solo without their buy-in? That’s not real living. It’s a hollow charade.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20489</link>
				<pubDate>Wed, 08 Oct 2025 16:45:44 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/stop-chasing-losses-business-owners-long-game/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/1c1d2932-b1bc-4e74-9b48-d6c38f948000/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/stop-chasing-losses-business-owners-long-game/"><span class="bb-post-title">Stop Chasing Losses: Why Business Owners Win Big by Playing the Long Game</span></a> <p>Tired of scrambling after setbacks? Learn why business owners thrive by ditching short-term chases for smart, long-game strategies.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20485</link>
				<pubDate>Sun, 05 Oct 2025 18:28:08 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/seasons-of-the-soul-planting-for-the-harvest-within/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/26b7b099-eca7-440f-edc9-225c0ccab300/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/seasons-of-the-soul-planting-for-the-harvest-within/"><span class="bb-post-title">Seasons of the Soul: Planting for the Harvest Within</span></a> <p>A friend&#8217;s tale of a drought-defying garden reveals life&#8217;s unspoken rules: align your ambitions with the right season for true harvest. Effort alone isn&#8217;t enough—grace and readiness seal the yield.</p>
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				<title>Chris posted a new post.</title>
				<link>https://tullopy.com/?p=20471</link>
				<pubDate>Mon, 29 Sep 2025 00:39:11 +0100</pubDate>

									<content:encoded><![CDATA[ <a class="bb-post-img-link" href="https://tullopy.com/blog/embracing-problem-solving-before-seeking-help/"><img src="https://imagedelivery.net/QSDhkugUGJKyD5ZxOkb8uw/a0d6eb4e-f7d2-4992-355b-f07f72755100/public" /></a> <div class="bb-content-wrp"><a class="bb-post-title-link" href="https://tullopy.com/blog/embracing-problem-solving-before-seeking-help/"><span class="bb-post-title">Embracing Problem Solving Before Seeking Help</span></a> <p>Trying to solve problems independently before seeking help builds critical thinking skills and confidence.</p>
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